Business Advice Services News

The media storm surrounding the ongoing credit crunch has many pointing the finger of blame at banks lending money and giving mortgages to people who could never really afford them. As a result, the banks have curtailed the amount of lending they are doing and once plentiful sources of credit are drying up. However, its still possible to dig up some good deals for those who do their research. Here is a quick guide to getting the best deal: (more…)

With the credit crunch in full swing and the looming spectre of recession upon us, now would be a good time to think about your finances. With the likelihood of interest rates being cut (some experts predict the Bank of England could slash rates to 3% over the next couple of years), whether you’re in debt or you’re trying save, you’ll be in a better position to cope with any financial difficulties if you know how your products will be affected. (more…)

Often thought of as a morbid topic for discussion, the issue of life insurance is however, an important one. The sudden loss of a spouse or parent can not only cause emotional damage but can wreak financial havoc on dependents, due to funeral costs, the sudden loss of household income and the possible need for extra help and support especially there are young children that need to be looked after. So what should you look out for when weighing up life insurance options? (more…)

According to a survey by FIC (Fair Investment Company) around 4 in 10 householders in the UK have no form of home contents insurance, leaving them with no way of seeking compensation should bad luck befall – burglaries, natural disasters, and accidental damage are all things that a good policy should cover. (more…)

In economic crisis people are forced to tighten their belts, and encouraged to scrimp and save where they can. However, whilst it’s tempting to try and cut back wherever possible, with food and mortgage bills taking precedence, there’s one thing that consumers shouldn’t cut out – insurance. (more…)

This last month or so has been a depressing and very worrying time for most businesses due to the massive uncertainty caused by the banks financial instability and forecasts of a recession. But there may be light at the end of the tunnel.

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Fightyourcorner.com was recently authorised by the Ministry of Justice under the Compensation Act 2006, in respect of regulated claims management activities as recorded on the website: www.claimsregulation.gov.uk (more…)

In todays economic climate, redundancy is a harsh reality for employees and employers. Employees fear losing their jobs and employers fear that if they don’t cut costs their companies will not survive.  In this article we discuss the key areas that employees and employers should consider if faced with redundancy. (more…)

When things are not going well with your business, as is the case with a lot of businesses at the moment, it is difficult to see the wood from the trees.  It is therefore important to recognise the warning signs and seek advice early.  Most Business Recovery specialists or Insolvency Practitioners (IPs) offer a free “Business Health Check” or initial consultation.
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HMRC has issued in excess of 800,000 fines to construction related companies since the CIS TAX came into being in April last year. (more…)